Saint Helena Parish Injury Attorneys

Getting the help you deserve after an accident

Many people have been involved in auto accidents, and many have received damages as a result of those accidents. But few understand the role of insurance companies in the aftermath of a car accident.

As soon as you can after an auto accident, report the incident to your insurance company. Even if you do not plan to seek any damages or claims related to an injury, others involved in the accident may choose to do so.

Your insurance policy

Most people have never read their auto insurance policy, but now is the time to do so.

• The conditions of your policy explain what to do after an accident. These rules are normally straightforward. Follow them to the letter.
• Examine the declarations, describing the types and monetary limits of your coverage.
• The insuring agreement explains what you are insured against, including specific exclusions.

If there is anything you do not understand about your policy, call your agent, or the applicable state insurance department, until you get the answers you seek.

Insurance payments

Replacement cost and market value are two different things. It is possible for your car to be declared a total loss even if the money you receive is nowhere near the cost it will take to replace it.

Other insurance companies

If your accident involved other drivers, chances are they have insurance companies of their own, and perhaps even an auto accident lawyer. During a lawsuit, never interact or negotiate directly with an insurance company representing another party. You do not have the experience to do so. Insurance adjusters can maneuver you into a poor negotiating position, then low-ball you with an offer you may be tempted to accept.

When dealing with insurance companies, retain the services of an experienced Baton Rouge auto accident lawyer. Our lawyers understand:

• The strategies the insurance companies use
• The procedures and the paperwork necessary to counter the insurance companies
• The nuances of trial procedure

Contact our Saint Helena Parish lawyers today

Do not go it alone. If you or your loved one has been the victim in an auto accident involving driver fatigue, contact Marks and Lear, PLC online or call 225-383-5678. Our lawyers in Baton Rouge can help ensure your rights are protected.